Below are resources consolidated by the Education Leadership Partnership (ELP) Student Debt Task Force, with representatives from ACAPT, the American Physical Therapy Association and the Academy of Physical Therapy Education.
What is the difference between federal and private loans?
How does interest accrual work?
What is the difference between subsidized and unsubsidized loans?
What resources exist for financial literacy?
Does it help if my parents are on my loans?
What if my basic federal loans don’t cover my tuition? What is a Grad Plus loan?
Are resources available for assistance with filling out the FASFA?
How much is expected to be paid back?
How long should I expect it to take to pay back loans?
What types of loan repayment options are there? How can you differentiate between them?
What is the difference between deferral and forbearance?
What are the pros/cons of loan consolidation?
What are the options for loan forgiveness and how do you qualify?
What resources exist for financial planning?
How do I negotiate loan payment assistance from employers?
Note: Individual institutions would need to provide information that is specific to their institution/program.
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The American Council of Academic Physical Therapy (ACAPT) is a component of the American Physical Therapy Association